Financing Synchrony | Jerome's Furniture

JEROME’S SYNCHRONY HOME™ CREDIT CARD

Jerome's Synchrony HOME Credit Card

Promotional Financing Available at Jerome’s

See if you prequalify for a Jerome's Furniture credit card with no impact to your credit bureau score.

60
MOST POPULAR
IN STORE ONLY: NO MONEY DOWN, NO MINIMUM PURCHASE
No interest for 60 months *

On qualifying purchases at Jerome's with your Jerome's Synchrony HOME™ Credit Card between June 11th, 2024 and July 15th, 2024. Finance promotions do NOT qualify with any discount promotions applied to cart. Offer available in store only. Equal monthly payments required for 60 months.

DetailsQualifying purchase amount must be on one receipt. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months' rounding. Regular account terms apply to non-promo purchases. New Account APR is 29.99% as of 2/1/24. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
12
IN-STORE + ONLINE: NO MONEY DOWN, NO MINIMUM PURCHASE
No interest if paid in full within 12 months **

On qualifying purchases at Jerome's with your Jerome's Synchrony HOME™ Credit Card between June 11th, 2024 and July 15th, 2024. Qualifies with promotional discounts. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required.

DetailsNo interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For new accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
36
IN STORE ONLY: NO MONEY DOWN, NO MINIMUM PURCHASE
No interest for 36 months *

On qualifying purchases at Jerome's with your Jerome's Synchrony HOME™ Credit Card between June 11th, 2024 and July 15th, 2024. Qualifies for promotional discounts with a purchase of a Mattress and Adjustable Base. Offer available in store only. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 36 months. Minimum monthly payments required.

DetailsQualifying purchase amount must be on one receipt. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months' rounding. Regular account terms apply to non-promo purchases. New Account APR is 29.99% as of 2/1/24. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
60
IN-STORE + ONLINE: NO MONEY DOWN, NO MINIMUM PURCHASE
9.99% APR for 60 months ***

On qualifying purchases at Jerome's with your Jerome's Synchrony HOME™ Credit Card between June 11th, 2024 and July 15th, 2024. Finance promotions do NOT qualify with any discount promotions applied to cart. Fixed monthly payments required for 60 months.

DetailsInterest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.1242% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months' rounding. Regular account terms apply to non-promo purchases. New Account APR is 29.99% as of 2/1/24. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

Buy Now, Pay Over Time

By being approved for a Synchrony HOME™ Credit Card, you can enjoy instant, personalized payment solutions at checkout. Jerome's works with multiple providers to offer financing or lease-to-own options for you.

Synchrony Concora Credit Progressive Leasing

Application Made Easy

  1. Add to Cart
    Browse Jerome's products and add to your cart
  2. Checkout
    Select "Monthly Payments" at checkout
  3. Apply for Financing
    It's fast, simple, safe and secure
  4. Order Complete
    If approved, you'll be presented with a financing or lease-to-own offer from one of Jerome's Furniture's providers

Frequently Asked Questions

1. What happens if I don't qualify for the initial financing offer?

* If you do not qualify for the initial financing offer, you may be presented with a subsequent offer (which may be subject to credit approval) that can be used to complete the purchase. Jerome's works with multiple providers to offer you financing or lease-to-own solutions that best fit your needs. Once you agree to the terms and accept the offer, you can use the payment solution to complete your purchase. If you decline any offer presented, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

2. Which providers may present a financing or lease-to-own offer when I apply?

* Jerome's works with multiple partners. Synchrony is the primary lender and they are the bank behind the primary offer presented. If you are not approved for this financing offer, you may be presented additional offers from other providers, which may be subject to credit approval.

3. How do I pay my bill?

* Each financing or lease-to-own offer provider has their own payment process. See card or terms for details. All payments are made to the issuing provider of the offer you select.

Synchrony Bank

Pay Online: Register your account at mysynchrony.com and log in to easily manage and pay your bill.

Pay By Phone: Contact Synchrony Bank Customer Service during business hours at 1-844-335-5909. Monday - Friday 7:30 AM - 12:00AM ET, Saturday 10:00 AM - 7:00PM ET, Sunday - Closed.

Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date. Send payment to: Synchrony Bank P.O. Box 960061 Orlando, FL 32896-0061

Concora Credit Accounts

Account Information: A billing statement will be sent to you each month reflecting important account information, such as your payment amount and payment due date, your credit limit and balance, and information about any promotional balances, including the amount and expiration date (if applicable).

To manage your Concora Credit Account or for more information, visit concoracredit.myfinanceservice.com.

Pay Online: www.concoracredit.com

Pay By Phone: 1-866-502-6439

Pay By Mail: Mail to Concora FS Card Services, P.O. Box 84049 Columbus, GA 31908.

Change of Address: Call Concora FS Card Services toll free at 1-866-502-6439, 7 days a week, 6AM to 6PM PT.

Progressive Leasing

You may access your Progressive account online at myaccount.progleasing.com or call (877) 898-1970. During your lease signing, you agree for payments to be deducted from your bank account and/or charged to your card you provided during the application process.

4. If I am approved, what happens next?

You'll have the opportunity to accept or decline the offer. If you accept the offer, additional information and terms will be provided to you and you can proceed to complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

Financing Details

Synchrony Bank

Synchrony is a premier consumer financial services company delivering customized financing programs across key industries. Synchrony works with thousands of businesses large and small, helping national chains and local merchants offer credit cards with budget-friendly financing.

1 Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.

2 Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME™ Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1-2 billing cycles after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

Concora Credit

Concora Credit is a private-label credit business. We offer omnichannel financing solutions with flexible technology that delivers increased sales and repeat business for the nation's leading merchants. Please refer to concoracredit.myfinanceservice.com/TermsOfUse for more details.

Lease-To-Own Details

Progressive Leasing:

Progressive Leasing is the largest and longest-tenured virtual lease-to-own provider in the United States. Since 1999, Progressive Leasing's fair and transparent lease-to-own option has helped millions of customers and their families, even if they have less-than-perfect credit or an inability to pay for their purchase up front. Learn more at progleasing.com/frequently-asked-questions/

The advertised service is lease-to-own or a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer's cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.

See if you prequalify for a Jerome's Furniture credit card 
with no impact to your credit bureau score.