Jerome’s Progressive Leasing
Apply now for lease to own
Nobody should have to leave our website or a showroom empty handed because of bad credit or the inability to pay upfront. Progressive Leasing provides a unique NO CREDIT NEEDED* lease purchase option.
- If you've never had credit before, Jerome's provides no-hassle, no credit needed* purchase options.
- Make recurring payments while you enjoy your furniture.
- Progressive is no credit needed*. If you've never leased before, Jerry's No Credit Needed* purchase options is a great way to obtain the furniture you want.
- You can apply and get approved online.
Progressive Requirements
To qualify for No Credit Needed* purchase options, you must satisfy the following requirements:
- Must be 18 years or older.
- Must have a valid Social Security Number or ITIN.
- Have routing and account numbers for an open and valid checking account.
- Have a credit or debit card.
- Have photo ID (optional).
Application and Approval Process
First, see if you qualify. Then complete the Online Application and bring your photo ID to any of our Jerome's showroom locations.
Frequently Asked Questions
What is the cost for leasing?
Acquiring ownership by leasing costs more than the retailer's cash price. The initial payment is $49 plus tax and is part of the cost of leasing. The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. The full cost of leasing can be estimated by using the payment estimator at the top of the first page of the application. There is an early purchase option with a cost of leasing less than paying the minimum payments. Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early call 877-898-1970.
For more information, see Progressive's Frequently Asked Questions for more information about lease-to-own.
Will Progressive check my credit report?
See Progressive's Frequently Asked Questions for more information about lease-to-own.
What happens if the order is not in stock (special order)?
This program is still available; wait until the merchandise is in stock and you are ready to schedule delivery/pickup before applying.
Where do I mail my payment? Can I pay online or by phone?
See Progressive's Frequently Asked Questions for more information about lease-to-own.
What happens if the order is not in stock (special order)?
This program is still available; wait until the merchandise is in stock and you are ready to schedule delivery/pickup before applying. If you are not approved, the special order deposit will not be refunded.
What happens if there are damages or service on my delivery?
Contact Jerome’s Furniture Service Department; even-exchanges will not require paperwork to be sent to the leasing company. On reselections, you will be responsible for any overages and all refunds will be issued to Progressive.
See if you prequalify for a Jerome's Furniture Credit card
* Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
The advertised service is lease-to-own or a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer's cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.
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