Financing

Jerry's Financing is designed to fit you.

Relax — you're already approved. No gimmicks, no strings attached. It's all about choice.

Furnish now,
pay over time

Military
financing

Lock in your price,
furnish when paid

No Credit Needed
financing options

Jerry's Financing

It's simple and easy. Choose your purchase amount and length of time. Then make regular payments.

6
special financing

For all purchases

Make regular payments. As long as your purchase is paid in full within 6 months, you pay no interest.

On any purchase with your Jerome's Furniture/Home Design credit card between now and December 31, 2014. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6 Months. Account fees apply. *

* Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. Minimum monthly payments required. See store for details.


12
special financing

For purchases over $1,000

Make regular payments. As long as your purchase is paid in full within 12 months, you pay no interest.

On any purchase of $1,000 or more with your Jerome's Furniture/Home Design credit card made between now and December 31, 2014. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 12 Months. Account fees apply. *

* Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. Minimum monthly payments required. See store for details.


18
special financing

For purchases over $2,499

Make regular payments. As long as your purchase is paid in full within 18 months, you pay no interest.

On any purchase of $2,499 or more with your Jerome's Furniture/Home Design credit card made between now and December 31, 2014. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 18 Months. Account fees apply. *

* Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 18 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. Minimum monthly payments required. See store for details.


Apply In-Store

Jerry's Military Financing

For full-time active duty, 20-year career retired military, or Department of Defense employees with a GS rating.

Finance $500 up to $10,000. Six to thirty-six month terms are available.

  • No down payment required
  • Convenient monthly payments, deducted from your military paycheck or transferred directly from your bank account, or both
  • If you are awary or deployed, someone with a general power of attorney can sign the financing documents for you

Jerry's Price Protection

Similar to layaway, make a 10% down payment, then make monthly payments throughout the year. Pay as little or as much as you want each month. It's that simple. No credit checks, no hassle.

Jerome's will guarantee the purchase price of your furniture for up to one year of your deposit. Once you've paid for your merchandise, you can have your new furniture in your home.

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Jerry's No Credit Needed Financing Options

Relax. You're already approved.

If you don't want a credit check or of you've never had credit before, Jerome's provides no-hassle, no credit needed options. Make monthly payments that fit your budget while you enjoy your furniture.

Build your credit as you go. Every on-time payment helps to improve your credit history. If you've never financed before, Jerry's No Credit Needed Financing is a great way to obtain the furniture you want.

Talk to our "No Credit Needed" specialists at any Jerome's Furniture showroom to determine the monthly payment that best fits your needs.

More info